Loan Repayment Calculator
Estimate a regular monthly repayment for a fixed loan amount, annual interest rate and term.
Estimated result—
How it works
The calculator uses the standard amortising-loan formula with monthly compounding.
Example
A $30,000 loan over 5 years at 7.5% p.a. is roughly $601 per month before fees.
Useful things to know
- Establishment fees, monthly fees and balloon payments are not included.
- Actual lender repayment schedules can differ slightly due to timing and rounding.
- Compare the comparison rate as well as the advertised interest rate where applicable.
About this estimate
HandyNumbers calculations run in your browser. Results are general estimates and can differ from real-world outcomes because of fees, taxes, tariffs, product specifications, rounding and individual circumstances.